Press Releases Qualia Expands Qualia Shield: Every Wire Checked, Every Time, Automatically

San Francisco, CA — June 25, 2026 — Qualia, the leading AI platform for title & escrow operations, today announced a significant expansion of Qualia Shield, its wire fraud prevention solution built directly into the Qualia platform.

When it comes to targeting the title & escrow industry, fraudsters exploit the lapses in process that come during the pressure cooker moments. Millions of dollars are stolen during these gaps created by complex processes every year.

To close those gaps, Qualia Shield is now the only wire fraud prevention solution designed to automatically run verifications for every wire type on each transaction. It can do that because it’s built directly into the title & escrow workflow without the need for point solution integrations. With Shield, protection isn't optional. It's integral to every step of every wire sent.

"We've seen the wire fraud threat evolve from opportunistic to industrialized," said Nate Baker, CEO and Co-Founder of Qualia. "Criminal networks have built operations specifically to target the real estate closing process. They know the pressure points. They know when teams are rushed. And they've become very good at exploiting the gaps that exist between disconnected systems. The only way to close those gaps is to make protection automatic and native to where the work happens.”

What’s new in Qualia Shield

For title & escrow companies, Qualia Shield’s expanded capabilities mean more identities verified, more wires insured, and more transactions protected automatically. They include:

• Shield runs wire risk verifications automatically. They’re triggered every time wire instructions are added or changed, with no manual steps required from settlement agents. That means every eligible transaction gets covered across wire, identity, and payoff types.

• Every wire type is assessable. Shield's risk assessment coverage now extends to all wire types, including commissions, agent wires, and other categories that were previously outside its scope. No matter the transaction or disbursement type, each wire can be automatically verified or held for required approval.

• Shield automatically identifies frequently used payees and marks their wires as Low Risk. This eliminates repetitive manual review without sacrificing protection.

• AI-powered name matching reduces false positive "name mismatch" findings by approximately 70%. It does this by recognizing common formatting differences like initials, suffixes, and hyphenated last names for what they are.

• Verification now goes deeper. Shield verifies bank account ownership directly from the bank's ownership records, covering all wire types and organization payees. Shield also cross-references submitted identity information against public records databases, flagging mismatches in name, address, Social Security number, date of birth, and other identifying details. Together, these checks add meaningful depth to the verification process, making it harder for fraudulent identities and accounts to go undetected.

• More wires are now potentially eligible for up to $2 million in insurance coverage. Every wire assessed as Low Risk in Shield is eligible for up to $2 million in wire fraud insurance coverage, backed by Lloyd's of London.¹ About 99% of transactions closed through Qualia fall under that threshold, meaning the vast majority are potentially eligible for coverage when assessed as Low Risk. More accurate risk scoring means more transactions in line for that protection.

• Shield is backed by Qualia's Fraud Recovery Service, which helps title & escrow companies take immediate action when wire fraud occurs. Seasoned experts guide time-critical recovery steps and coordinate across parties to maximize the chance of getting funds back. The service is available to all Qualia customers and reflects Qualia's broader approach to fraud protection: layering defenses at every stage.

These capabilities didn't emerge from a vacuum. They're a direct response to a fraud environment that has grown more dangerous, and to a fundamental flaw in how most fraud prevention tools are built.

Why Disconnected Fraud Prevention Tools Leave Title & Escrow Exposed

To meet the responsibility of protecting what's often the largest financial transaction in a person's life, title & escrow companies need technology that's made specifically for this industry and native to the operating system teams use every day. That fundamental design principle matters because genuine protection only works if it runs on every transaction. A fraud prevention tool that requires a separate activation and log in, along with optional manual steps, exposes its users to unnecessary risk.

With Shield, fraud prevention is not a choice. Embedded into the Qualia platform teams use as their system of record every day, Qualia Shield is the only wire fraud prevention solution for title & escrow designed to run verifications automatically.

"Unlike tools that require employees to leave their workflow, Shield operates inside Qualia, automatically running verifications so that busy employees don't have to stress about remembering to use it," said Charlotte Brown, Vice President of Product & Design at Qualia. "Automatically running verifications ensure your process is followed and makes life easier for hard-working team members.”

That’s needed now more than ever. Attacks from criminal networks are growing more sophisticated and the proliferation of AI is propelling cyber fraud that’s more frequent and more difficult to detect.

Hard data emphasizes the threat. According to the Federal Bureau of Investigation, real estate-related cybercrime losses reached $275.1 million in 2025, a nearly 60% year-over-year increase.

Title & escrow was in the crosshairs. Based on survey responses from more than 800 title & escrow professionals, Qualia's just-released special report, Wire Fraud Trends in Title & Escrow, 2026: An Ever-Evolving Threat, shows that 80% of companies experienced a fraud attempt over the past year.

Faced with such an ongoing threat, title & escrow companies are increasingly turning to Qualia Shield to help protect their businesses and their clients. Certainly that’s the case for firms like Hanger Law. “We looked at fraud prevention options other than Qualia Shield, but they required extra steps and going into another portal outside our workflow,” said Mark L. Stevenson, CEO, Hanger Law. “Keeping it in Qualia made everything smooth and safer.”

Availability

The expanded Qualia Shield is available now. To learn how Shield can help automate wire fraud protection on every closing, visit qualia.com/shield.

About Qualia

Qualia is the real estate industry's leading AI-powered digital closing platform. The Qualia platform brings together the full scope of title & escrow operations, agentic AI, workflows, accounting, reporting, communications and fraud prevention, in a single system. That native integration is what makes capabilities like running automatic wire risk verifications possible. The platform is used by title, escrow, real estate and mortgage lending professionals to transform home buying and selling into simple, secure and enjoyable experiences for millions of homeowners each year. Qualia is headquartered in San Francisco and has offices in Austin, TX, and Concord, NH. For more information, visit qualia.com.

Contact
Matt Kaufman, Chief Marketing Officer, Qualia
press@qualia.com

¹ A wire transfer relying on instructions that received a Low Risk score in Qualia Shield is eligible for up to $2 million of coverage. See Policy and Claims Requirements for additional details.