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Automate your operations with any title company in order to deliver secure, on-time, and error-free closings
Instantly place orders with title partners and give clients access to real-time progress updates and paperless, error-free closings
Build and deliver custom, on-brand, and modern closing experiences using Qualia’s flexible infrastructure
Scale your underwriting business with modern title agency management and operations all in one place
Leverage a turn-key distribution platform that gives you instant access to thousands of clients
Get the transparency, speed, and real-time communication you want when purchasing or refinancing a home
1.1 Limited License to Use the Service. Subject to the terms and conditions of these Terms of Service, Qualia hereby grants to End-User a limited, personal, non-exclusive, non-transferable license, during the term of these Terms of Service, to access and use the Service solely for the purpose and to the extent authorized by Qualia (and, if applicable, Entity) and, if applicable, solely in accordance with the Entity Agreement. Except for the limited license rights expressly granted under these Terms of Service, no licenses or rights are granted by Qualia to End-User hereunder, by implication, estoppel or otherwise. All such other licenses and rights are reserved by Qualia.
1.2 License Restrictions. End-User shall not, and shall not permit any other individual or entity to, (a) copy or modify the Service for any purpose; (b) reverse engineer, decompile, modify, translate, disassemble or discover the source code for all or any portion of the Service; (c) distribute, disclose, market, rent, lease or otherwise transfer the Service to any other individual or entity; (d) post, provide, communicate or make available any unlawful, infringing, unauthorized, threatening, harassing or otherwise inappropriate content, or any content in an unauthorized manner or to unauthorized recipients, to or through the Service; (e) engage in any unauthorized access, use, storage, processing or disclosure of any content available through or in connection with the Service; (f) access or use the Service in any way that, in Qualia’s sole direction, adversely affects the function, value or performance of the Service or any hardware, software, networks, systems or other assets owned, controlled or used by or on behalf of Qualia; or (g) disclose to, or permit any use by, any other individual or entity any End-User password or other account credential. End-User shall treat the content, features, functionality, underlying algorithms, ideas and data, structure and other proprietary aspects of the Service as confidential information and at all times strictly maintain the confidentiality of the foregoing. In addition, End-User shall, if applicable, comply with Entity’s confidentiality obligations under the Entity Agreement. Certain fees may apply, and Qualia reserves the right, at any time, to charge or modify fees in connection with the Service. End-User’s access to and use of the Service is conditional on full, timely payment of all applicable fees.
3.1 Warranty Disclaimer. EXCEPT FOR ANY WARRANTIES EXPRESSLY SET FORTH IN THIS SECTION, QUALIA DISCLAIMS ANY AND ALL WARRANTIES RELATING TO THE SERVICE, ANY OTHER QUALIA PRODUCTS OR SERVICES, ANY THIRD PARTY MATERIALS OR ANY OTHER MATTER COVERED BY THESE TERMS OF SERVICE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. QUALIA DOES NOT WARRANT THAT THE SERVICE WILL OPERATE WITHOUT INTERRUPTION, DELAY OR ERRORS OR THAT ANY ERRORS WILL BE CORRECTED. QUALIA MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OR APPROPRIATENESS OF ANY CONTENT PROCESSED OR AVAILABLE IN CONNECTION WITH THE SERVICE. ANY REPRESENTATION OR WARRANTY OF OR CONCERNING ANY THIRD PARTY MATERIALS IS STRICTLY BETWEEN END-USER (OR, IF APPLICABLE, ENTITY) AND THE APPLICABLE THIRD PARTY PROVIDER. Qualia does not endorse any Third Party Provider or Third Party Materials. Qualia shall not be liable or responsible for any acts or omissions of any Third Party Provider or for any Third Party Materials, or for any loss, damage, injury, malfunction, interruption or claim arising therefrom or related thereto. Qualia reserves the right, at any time, to modify, suspend or discontinue the Service, and End-User agrees that Qualia shall not be liable for any such action and that the Service may not include any particular functionality or features (regardless of any Qualia statements or documentation).
3.2 Limitations of Liability. IN NO EVENT SHALL Qualia BE LIABLE FOR LOST PROFITS OR BUSINESS, LOSS OF GOODWILL, LOSS OF DATA, INTERRUPTION OF BUSINESS, OR FOR ANY EXEMPLARY, PUNITIVE, SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, REGARDLESS OF WHETHER SUCH DAMAGES ARISE UNDER ANY THEORY OF TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE AND REGARDLESS OF WHETHER QUALIA IS ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. The aggregate liability of Qualia for any and all claims arising under or in connection with these Terms of Service or its subject matter shall not exceed $500.
3.3 Essential Part of the Bargain. The parties acknowledge that the disclaimers and limitations set forth in this Section 3 are an essential element of these Terms of Service between the parties and the parties would not have entered into these Terms of Service without such disclaimers and limitations.
4.1 Indemnification. End-User hereby agrees to indemnify and hold harmless Qualia from any and all liabilities, losses, damages, costs and expenses (including, without limitation, reasonable attorneys’ fees and costs) suffered or incurred by Qualia in connection with any claims, proceedings or causes of action arising from or related to (a) End-User Content, including any actual or alleged violations of third party intellectual property or other rights by such End-User Content; (b) any access to or use of the Service, any other user’s content or any Third Party Materials by End-User or under End-User’s account in violation of any applicable law, regulation or third party terms, policies or agreements; (c) the actual or requested provision of any data, or access to any data, by or on behalf of End-User in connection with the Service; or (d) End-User’s breach of these Terms of Service.
4.2 Notification of Unauthorized Use. End-User shall promptly notify Qualia in writing upon its discovery of any unauthorized use or infringement of the Service or the related documentation, or Qualia's intellectual property rights with respect thereto. Qualia shall have the sole and exclusive right to bring any infringement action or proceeding against any third party in relation to the Service, and End-User shall cooperate and provide all reasonable information and assistance to Qualia and its counsel in connection with any such action or proceeding.
5.1 Term. End-User’s access to the Service shall begin on the date End-User registers for the Service and shall continue until the earlier of (a) termination in accordance with these Terms of Service; or (b) if applicable, expiration or termination of the Entity Agreement.
5.2 Termination for Convenience. Qualia may terminate or suspend these Terms of Service, or End-User’s access to or use of the Service, at any time. End-User may terminate these Terms of Service at any time by cancelling its account.
5.3 Effect of Termination. Upon the expiration or termination of these Terms of Service, all license rights of End-User under these Terms of Service shall automatically and immediately cease and End-User shall promptly cease all use of the Service. Sections 1.2, 2, 3, 4, 5.3 and 6 shall survive the expiration or termination of these Terms of Service.
6.1 Export Compliance. The Service may be subject to U.S. and other national export controls and economic sanctions. Individuals or entities owned or controlled, registered in, or related to Cuba, Iran, Sudan, Syria, or North Korea are not permitted to access the Service without prior written permission from Qualia once granted by the appropriate jurisdiction. The rights and obligations of End-User shall be subject to such United States laws and regulations as shall from time to time govern the license and delivery of technology abroad by persons subject to the jurisdiction of the United States, including the Export Administration Act of 1979, as amended, any successor legislation to the Export Administration Act of 1979, and the Export Administration regulations issued by the Department of Commerce, International Trade Administration, Office of Export Administration. End-User shall not, directly or indirectly, export, re-export or transship the Service in such manner as to violate such laws or regulations in effect from time to time.
6.2 Independent Contractors. In making and performing these Terms of Service, the parties are acting and shall act as independent contractors. Neither party is, nor will be deemed to be, an agent, legal representative, joint venturer or partner of the other party for any purpose.
6.3 Force Majeure. In the event that Qualia is unable to perform its obligations under these Terms of Service because of acts of God, strikes, equipment or transmission failure, unavailability or poor performance of the Internet, or other causes beyond its reasonable control, Qualia shall not be liable to End-User for any damages resulting from such failure to perform or otherwise from such causes.
6.4 Governing Law. These Terms of Service shall be governed by and construed in accordance with the law of California, without reference to its conflict of laws principles.
6.5 Assignment. End-User may not assign any of its rights or privileges, or delegate any of its duties or obligations hereunder, to any third party without the prior written consent of Qualia. Any purported assignment in contravention of this Section shall be null and void. Subject to the foregoing, these Terms of Service shall be binding upon and inure to the benefit of the parties hereto and their respective permitted successors and assigns.
6.6 Notices. All notices to either party shall be (a) in writing and delivered by hand or by certified mail or overnight delivery service to the address set forth by such party or to such other address as either party shall give by notice to the other party; or (b) if Qualia is providing notice, by email to the email address associated with End-User’s account or by posting such information to the Service. Notices shall be effective when delivered in accordance with the foregoing. End-User hereby consents to receiving communications from Qualia electronically. Please send any questions, comments or concerns about the Service to email@example.com.
6.8 Waivers. A waiver by either party of a breach or violation of any provision of these Terms of Service will not constitute or be construed as a waiver of any subsequent breach or violation of that provision or as a waiver of any breach or violation of any other provision of these Terms of Service.
6.9 Severability. If any term or provision of these Terms of Service, or the application thereof, is held invalid, void or unenforceable by any court or other governmental authority having jurisdiction over the subject matter, such provision shall be enforced to the maximum extent permissible under applicable law and the remaining provisions, and any application thereof, shall nevertheless continue in full force and effect.